About Us

Sofera credit is an automated lending service focused on increasing access to credit to student’s, government workers, small and big business owners. Loan decisions are provided within 24hours and if approved, the applicant receives funds within 1hour. Soferacredit remains operational 24 hours a day, 7 days a week. The loans are delivered via an Android mobile app or through the web, with lending decisions provided almost instantly. The usual amount for new borrowers is between $500 - $500,000. It is best for anyone looking for an unsecured personal consumer loan, students and individual’s ineligible for typical bank loans due to thin credit files.

Services
500+

Customers

5

Branches

966M

Total Transactions

4+

Supported Country

Our Services

We offer amazing services to suit our customers needs

Money Transfer

This feature applies if a user wishes to send money between Soferacredit accounts.

Multi Currency

For your convenience, we come in different currencies to accommodate the Americans, Europeans and Africans alike.

Exchange Currency

We have a feature which helps you convert money from one currency to another and withdraw the same in the desired currency.

Fixed Deposit

This is a feature that provides you with higher percentage of interest when compared to your regular bank savings.

Apply Loan

We offer easy process in securing loan within 24hrs to individuals and companies alike in an automated, simple and easy steps

Fixed Deposit Plans

Fixed deposit This is a feature that provides you with higher percentage of interest when compared to your regular bank savings.

Basic

8.00%

  • Duration 12 Month
  • Interest Rate 8.00 %
  • Minimum $10.00
  • Maximum $500.00
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Standard

10.00%

  • Duration 24 Month
  • Interest Rate 10.00 %
  • Minimum $100.00
  • Maximum $1,000.00
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Professional

15.00%

  • Duration 36 Month
  • Interest Rate 15.00 %
  • Minimum $500.00
  • Maximum $20,000.00
Apply Now

Loan Packages

We offer easy process in securing loan within 24hrs to individuals and companies alike in automated, simple and easy steps

Personal Loan

6.00 %

  • Term 24 Month
  • Interest Rate 6.00 %
  • Interest Type Flat Rate
  • Minimum $500.00
  • Maximum $99,999,999.99
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Business Loan

12.00 %

  • Term 36 Month
  • Interest Rate 12.00 %
  • Interest Type Mortgage
  • Minimum $1,000.00
  • Maximum $99,999,999.99
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Enterprise Loan

36.00 %

  • Term 60 Month
  • Interest Rate 36.00 %
  • Interest Type Mortgage
  • Minimum $100,000.00
  • Maximum $99,999,999.99
Apply Now

We served over 500+ Customers